Use Your HSA or FSA for Massage Therapy in Bellevue
Massage therapy is more than relaxation—it’s a powerful tool for managing pain, stress, injury recovery, and chronic health conditions. At K Spa in Bellevue, WA, many of our clients use HSA (Health Savings Accounts) and FSA (Flexible Spending Accounts) to cover their massage sessions — legally and tax-free.
Let’s break down exactly how it works, what you need, and how we make it easy at K Spa.
Can Massage Therapy Qualify for HSA or FSA Reimbursement?
Yes — in most cases, massage therapy is eligible for reimbursement through your HSA or FSA if it’s recommended for a medical condition.
According to IRS guidelines, HSA and FSA funds can be used only for expenses that are medically necessary. That means your massage must be for a specific diagnosis, such as:
Lower back pain
Sciatica or nerve pain
Muscle strain or injury recovery
Tension headaches or migraines
Stress, anxiety, or insomnia
If your doctor or provider recommends massage as part of your treatment, your session may be covered.
What You'll Need to Qualify
Most HSA/FSA plans require two things for reimbursement:
1. Letter of Medical Necessity (LMN)
This is a signed note from your healthcare provider that says massage therapy is medically necessary for a diagnosed condition. It typically includes:
Provider name, license number, and contact info
Your diagnosis (e.g., chronic back pain)
Recommended treatment duration and frequency
K Spa does not provide LMNs, but you can easily request one from your doctor or use virtual services like Dr. B or GoodRx Care to get one online.
2. Superbill / Itemized Receipt
After your session, we provide a detailed receipt (superbill) that includes:
Service date and time
Therapist credentials
Type of massage (e.g., deep tissue, prenatal)
Payment details for reimbursement
Can I Use My HSA or FSA Card at K Spa?
Yes — you can try using your HSA or FSA debit card at checkout, just like a regular card. If it doesn’t go through, don’t worry — you can:
Pay with a normal card
Get your superbill
Submit it to your plan for reimbursement
Some plans require that services be performed by licensed massage therapists (LMTs) — and all providers at K Spa are licensed and experienced.
Why Clients in Bellevue Choose K Spa
Thousands of clients from across Bel-Red, Crossroads, Overlake, Downtown Bellevue, Eastgate, and Lake Hills trust K Spa for massage therapy that works — and qualifies for HSA/FSA.
At K Spa, we offer:
Expert care for chronic pain, stress, and injury recovery
Convenient 30, 60, and 90-minute sessions
Late-night hours (we're open until 12AM!)
Easy booking and friendly, multilingual staff
Superbill documentation with every visit
FSA vs HSA — What’s the Difference?
FSA TIP: Funds often expire at the end of the year — so don’t let your massage benefits go to waste!
Getting to K Spa
📍 13500 NE Bel Red Rd #4, Bellevue, WA 98005
We’re just minutes from Downtown Bellevue and the Overlake area, making it easy to access top-tier massage therapy in a calming, professional setting.
🅿️ Free parking available |
⏰ Open daily: 10 AM – 12 AM
Book Your Massage Appointment today.
Feel better, move better, and restore your well-being at K Spa.
📞 Call us at (425) 504-6566
🌐 Book Online now to reserve your massage today.
We offer a wide range of therapeutic and relaxing massage services for clients in Bellevue, including:
Whether you're easing chronic tension, seeking stress relief, or recovering from intense workouts, we’ll tailor your session to meet your needs.
FAQs – Using Your HSA or FSA at K Spa
Q1:Do you accept HSA/FSA cards directly?
Yes. If your card doesn’t work, we’ll provide a superbill for reimbursement.
Q2:Can I use my HSA for discounted first-time sessions?
Yes — as long as the session is medically necessary and you have a valid LMN if your plan requires it.
Q3:Do I need a doctor’s note?
Some plans require a Letter of Medical Necessity. We don’t issue these but can guide you on how to get one.
Q4:Can I use FSA/HSA for gift cards?
No — IRS rules prohibit using HSA/FSA funds for massage gift cards unless it's for your own medically necessary care.
Ready to Use Your HSA or FSA? Here's What to Do:
Get a Letter of Medical Necessity (if your plan requires it)
Book your massage or call (425) 504-6566
Let us know you're using HSA/FSA
Receive your superbill after your session
Submit it to your provider for reimbursement
Massage Services We Offer in Bridle Trails
We offer a wide range of therapeutic and relaxing massage services for clients in Bridle Trails, including:
Whether you're easing chronic tension, seeking stress relief, or recovering from intense workouts, we’ll tailor your session to meet your needs.
K Spa is your local massage therapy center in Bellevue, WA — offering Swedish, Deep
Tissue, Couples, and Combo massages 7 days a week.
Open Hours
Monday to Sunday: 10AM-12AM