Licensed massage therapist treating a client at K Spa near Bridle Trails

Use Your HSA or FSA for Massage Therapy in Bellevue

Massage therapy is more than relaxation—it’s a powerful tool for managing pain, stress, injury recovery, and chronic health conditions. At K Spa in Bellevue, WA, many of our clients use HSA (Health Savings Accounts) and FSA (Flexible Spending Accounts) to cover their massage sessions — legally and tax-free.

Let’s break down exactly how it works, what you need, and how we make it easy at K Spa.

Foot reflexology service in Bellevue near Bridle Trails neighborhood

Can Massage Therapy Qualify for HSA or FSA Reimbursement?

Yes — in most cases, massage therapy is eligible for reimbursement through your HSA or FSA if it’s recommended for a medical condition.

According to IRS guidelines, HSA and FSA funds can be used only for expenses that are medically necessary. That means your massage must be for a specific diagnosis, such as:

  • Lower back pain

  • Sciatica or nerve pain

  • Muscle strain or injury recovery

  • Tension headaches or migraines

  • Stress, anxiety, or insomnia

If your doctor or provider recommends massage as part of your treatment, your session may be covered.

What You'll Need to Qualify

Most HSA/FSA plans require two things for reimbursement:

1. Letter of Medical Necessity (LMN)

This is a signed note from your healthcare provider that says massage therapy is medically necessary for a diagnosed condition. It typically includes:

  • Provider name, license number, and contact info

  • Your diagnosis (e.g., chronic back pain)

  • Recommended treatment duration and frequency

K Spa does not provide LMNs, but you can easily request one from your doctor or use virtual services like Dr. B or GoodRx Care to get one online.

2. Superbill / Itemized Receipt

After your session, we provide a detailed receipt (superbill) that includes:

  • Service date and time

  • Therapist credentials

  • Type of massage (e.g., deep tissue, prenatal)

  • Payment details for reimbursement

Cozy and relaxing massage treatment room in Bellevue

Can I Use My HSA or FSA Card at K Spa?

Yes — you can try using your HSA or FSA debit card at checkout, just like a regular card. If it doesn’t go through, don’t worry — you can:

Pay with a normal card

Get your superbill

Submit it to your plan for reimbursement

Some plans require that services be performed by licensed massage therapists (LMTs) — and all providers at K Spa are licensed and experienced.

Why Clients in Bellevue Choose K Spa

Thousands of clients from across Bel-Red, Crossroads, Overlake, Downtown Bellevue, Eastgate, and Lake Hills trust K Spa for massage therapy that works — and qualifies for HSA/FSA.

At K Spa, we offer:

  • Expert care for chronic pain, stress, and injury recovery

  • Convenient 30, 60, and 90-minute sessions

  • Late-night hours (we're open until 12AM!)

  • Easy booking and friendly, multilingual staff

  • Superbill documentation with every visit

FSA vs HSA — What’s the Difference?

FSA TIP: Funds often expire at the end of the year — so don’t let your massage benefits go to waste!

Getting to K Spa

📍 13500 NE Bel Red Rd #4, Bellevue, WA 98005

We’re just minutes from Downtown Bellevue and the Overlake area, making it easy to access top-tier massage therapy in a calming, professional setting.


🅿️ Free parking available |

⏰ Open daily: 10 AM – 12 AM


Get Directions to K Spa

Book Your Massage Appointment today.

Feel better, move better, and restore your well-being at K Spa.


📞 Call us at (425) 504-6566


🌐 Book Online now to reserve your massage today.

We offer a wide range of therapeutic and relaxing massage services for clients in Bellevue, including:

FAQs – Using Your HSA or FSA at K Spa

Q1:Do you accept HSA/FSA cards directly?

Yes. If your card doesn’t work, we’ll provide a superbill for reimbursement.

Q2:Can I use my HSA for discounted first-time sessions?

Yes — as long as the session is medically necessary and you have a valid LMN if your plan requires it.

Q3:Do I need a doctor’s note?

Some plans require a Letter of Medical Necessity. We don’t issue these but can guide you on how to get one.

Q4:Can I use FSA/HSA for gift cards?

No — IRS rules prohibit using HSA/FSA funds for massage gift cards unless it's for your own medically necessary care.

Ready to Use Your HSA or FSA? Here's What to Do:

  • Get a Letter of Medical Necessity (if your plan requires it)

  • Book your massage or call (425) 504-6566

  • Let us know you're using HSA/FSA

  • Receive your superbill after your session

  • Submit it to your provider for reimbursement

K Spa is your local massage therapy center in Bellevue, WA — offering Swedish, Deep

Tissue, Couples, and Combo massages 7 days a week.

Open Hours

Monday to Sunday: 10AM-12AM

Contact Us

13500 NE Bel Red Rd #4, Bellevue, WA 98005

(425) 504-6566